Savings Accounts

Statement Savings

Designed for individuals who want a simple and secure account to build a savings base and earn interest.

• $100.00 Minimum Opening Deposit - (Minor under 19 years of age $10.00 opening deposit)
• $4.00 per Month Service Charge if Balance Falls Below $100.00 - (Minor Accounts are Excluded)
• One (1) Free Withdrawal Per Calendar Month
• $3.00 per item fee for withdrawals in excess of one (1) per calendar month
• Pays Market Rate Interest
• Interest Compounded Quarterly

Christmas Club

Designed for the saving enthusiast for the holiday season.

• $5.00 Minimum Opening Deposit
• Pays Market Rate Interest
• Compounded Annually
• Auto Transfers Available
• Christmas Club Checks Mailed each October
• Coupon Books $5.00
• Early Withdrawal Fee $10.00
• Close Account Fee $25.00

Health Savings Account (HSA)

Designed for individuals who participate in a high-deductible health plan and want to save money for medical expenses.

• $250.00 Minimum Opening Deposit
• $3.00 per Month Service Charge. Service charge is waived if:
  • $1,00.00 daily balance maintained
• Free Unlimited Withdrawals
• Pays Market Rate Interest
• Interest Compounded Annually